Not all plans require the selection of a primary care physician. However, selecting and building a relationship with a PCP is considered to be a best practice to remaining healthy, early detection, and guiding care. More importantly, when making your choice, ensure that your doctor is in network.

Let's face it, financial stability is a prime consideration for most every one. It is no different when considering your choice of plans. Know what premiums, copays, deductibles are included and how that fits into your financial goals.

How do you like to spend your time? Are you active golfing, hiking, or playing pickleball or do you get energized playing card and touring museums? Do you enjoy travel at home and abroad? It is important that your choice enables you to continue to enjoy your lifestyle.

If you are receiving care within a hospital system and are satisfied with the care or if you would like to make a change it is important to confirm that your choice is available within the plan you select.

The cost of prescription drugs is a major concern for many. Know what prescriptions you require and if they are brand or generic. When making your choice check the plan formulary and tiering to confirm that they are covered and if they require a copay.

Most plans include a pharmacy network and mail order alternative. Your preferences should be confirmed to ensure that they are affiliated with your plan or if you would need to consider making a change.